Matt is a great person and valuable asset to Dogwood State Bank. He went above and beyond for us, and his knowledge and experience exceeded my expectations. The SBA process can be lengthy, but with the help from Matt and his team, the process went very smoothly. I would 100%, without a doubt, recommend Matt and Dogwood State Bank to other small business owners.

Client Profile

S&N Royal Group, incorporated in October 2019, was created by business owner, CJ Kaawach, for the purpose of opening a BurgerFi Franchise Restaurant. BurgerFi is a fast casual franchise offering 100% natural American Angus Beef that is free of steroids, antibiotics, and growth hormones, premium Wagyu Beef, cage-free chicken, and fresh, never frozen fries. At BurgerFi, customers can also find veggie Burgers, Beyond Burgers®, hot dogs, onion rings, and frozen custard desserts. CJ plans to bring this BurgerFi franchise to the O-Town West development located in Orlando, Florida.

Loan Profile

Business owner CJ has always wanted to open his own restaurant. With a background in finance, CJ understands the financial ins and outs of what it takes to make a business successful. After visiting a BurgerFi for the first time, CJ found himself researching BurgerFi franchise opportunities. A few weeks later, after meeting with the BurgerFi franchise director, he decided to open his own. To finance the franchise start-up, CJ was referred to Business Lending Specialist, Matt Putnam. Together, they determined an SBA 7(a) Loan to be the ideal solution for the franchise startup. CJ was attracted to the SBA Program for the competitive interest rates it offered, as well as the reasonable down payment, flexible terms, and construction monitoring. Ultimately, the SBA Loan allowed CJ to establish his business and provided the funds necessary to get the business up and running.

For more information on our SBA Loan Programs and to get to know Business Lending Specialist, Matt Putnam, visit our website! At Dogwood State Bank, we understand what it takes to grow a small business, and are invested in your success.

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