COVID-19 Update and Information

At Dogwood State Bank, we are proud to be a community bank and we remain true to our promise to support our communities. We realize that small businesses are the backbone of our communities and we are staying up-to-date on ways that we can assist through this unique time.

The SBA recently launched a Disaster Relief Loan Program to assist small businesses. These Disaster Relief Loans typically carry low fixed rates and often have deferred payments for the first 12 months. These loans are applied for and funded directly by the SBA. To inquire about SBA Disaster Relief Loans, visit the SBA’s website at  There is no cost to apply for these loans.

To be better prepared to apply for a loan from the SBA you will want to have the following available (all these forms are available via the internet):

  • Form 4506T (Tax Authorization)
  • SBA Form 413 (Personal Financial Statement)
  • SBA Form 2202 (Schedule of Liabilities)
  • SBA Form 1368 (Monthly Sales – not required for application but will be asked for later in process)
  • Most Recent Business Tax Return or Year End Financial Statements

Free assistance with reconstructing financial records, preparing financial statements and submitting the loan application is available from any of SBA’s partners: Small Business Development Centers (SBDCs), SCORE, Women’s Business Centers (WBC), and Veteran’s Business Outreach Centers and local Chambers of Commerce.  For the nearest office, visit:

The seasoned SBA team at Dogwood State Bank is here for you. We are readily available to provide guidance and resources for you and your customers during this challenging time.

Our experienced Small Business Lending team is ready to help
your business take the next step.
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